Specialised Mortgage Services for Self-Employed Individuals!

Explore mortgage solutions crafted to suit the needs of self-employed individuals. Our experienced advisors help you secure a competitive mortgage deal aligned with your situation, enabling your journey towards homeownership. 

Your Path to Homeownership

Unlocking Mortgage Opportunities for Self-Employed Individuals!

Securing a mortgage when you’re self-employed can be more complex due to varying income streams and documentation requirements. But with our Self Employed Mortgage Service, you’re not alone in navigating this process.

At Manuka Money, our experienced advisers specialise in assisting self-employed individuals in finding tailored mortgage solutions. We work closely with specialist lenders, staying current with their criteria and requirements. This insight gives us a competitive edge in presenting your application in the best light possible.

Our goal is to help your application stand out positively to lenders. Through our expertise, you can increase your chances of approval and access exclusive deals available only through intermediaries like us. Trust Manuka Money to guide you toward a mortgage that fits your self-employed situation seamlessly.

Flexible Home Financing for Self-Employed Individuals!

Discover our mortgage solutions designed to accommodate the unique needs of self-employed individuals. Our expert advisors navigate the complexities of self-employed income to help you secure a suitable mortgage. With a deep understanding of the market and access to specialised lenders, we guide you through a seamless application process tailored to your circumstances.

From an award-winning broker

We Rapidly Search Through Thousands of Mortgages to Uncover the Most Competitive Mortgage for Your Circumstances


Expert advice with no upfront fees.


Mortgages from £50,000 to £100 million.


Whole of market access.


Terms from 3 to 40 years.


Adverse and bad credit considered.


Mortgages with 5% deposit available.


Trusted by 100's of homeowners across the UK.

Discover the Insights That Truly Matter!

These real-life experiences offer a glimpse into the world of Manuka Money. Learn first-hand how we've transformed aspirations into reality, providing tailored mortgage solutions and unwavering support.

Frequently Asked Questions

Can I qualify for a mortgage if I'm self-employed?

Yes, you can! While self-employed individuals may face stricter criteria, our experienced advisors specialise in helping self-employed individuals secure mortgages. We work with lenders who understand your unique financial situation and can offer competitive deals.

Do I need to provide extra documentation as a self-employed applicant?

Self-employed applicants often need to provide additional documentation, such as tax returns, business accounts, and proof of income. Our advisors will guide you through the required paperwork and help you present your financial situation in the best possible light.

Why should I use a mortgage broker for a self-employed mortgage?

Utilising a mortgage broker, like us, can greatly improve your chances of finding the right mortgage deal. We have access to a panel of specialist lenders who offer exclusive deals not available to direct applicants. Our expertise ensures your application stands out to lenders, increasing your chances of approval.

Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.

Secured Loans have a minimum term of 36 months to a maximum loan term of 360 months. Maximum APRC charged 29%.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.