Your Ideal Remortgage Served to Perfection!

Unlock better financial opportunities with our tailored remortgage solutions. Whether you’re seeking improved terms, lower rates, or access to equity, Manuka Money is here to help you make the most of your mortgage.

Empowering Your Financial Future!

Discover the Manuka Money Difference in Remortgaging!

Experience a smarter approach to remortgaging with Manuka Money. Whether you’re seeking to lower your monthly payments, unlock equity, or secure a better interest rate, our tailored remortgage solutions are designed to fit your unique financial goals. Backed by our team of dedicated experts and a commitment to transparency, your remortgage journey with Manuka Money is a step towards greater financial flexibility and peace of mind.

Choose Manuka Money for your remortgage and unlock a world of possibilities. With a history of excellence and a commitment to innovation, we’re here to help you make the most of your property’s potential. Whether it’s your first remortgage or you’re a seasoned homeowner, trust Manuka Money to deliver personalised solutions that pave the way for a brighter financial future.

Why Choose Manuka Money for Your Remortgage Journey?

With our extensive expertise, personalised solutions, and unwavering commitment to your financial success, we’re your trusted partner in achieving a seamless and rewarding remortgage experience. Find out why Manuka Money stands out as the optimal choice for securing your financial future.

No upfront fees

Free quote and no application with all remortgages, we nothing to pay upfront.

Fast decisions

Why wait around? We can get you an accurate remortgage quote today.

Simple application process

Our friendly team is here to help with every step to make your application stress free.

From an award-winning broker

We Rapidly Search Through Thousands of Mortgages to Uncover the Most Competitive Mortgage for Your Circumstances


Expert advice with no upfront fees.


Mortgages from £50,000 to £100 million.


Whole of market access.


Terms from 3 to 40 years.


Adverse and bad credit considered.


Mortgages with 5% deposit available.


Trusted by 100's of homeowners across the UK.

Your Remortgage in 4 Simple Steps!

Tell us how much you would like to borrow

Start by completing our brief online mortgage form on Manuka Money. It’s a simple process that will take just 30 seconds of your time.

Check it over one last time

Do a final sweep of all your remortgage’s details. Now’s the time to change anything you’re not happy with, such as the rate or the repayments.

Discuss the remortgage with the lender

Large remortgages involve a quick chat between you and the lender. This is to confirm that you fully understand the loan and this protects both of you.

Relish the perks of your remortgage

Your mortgage will be seamlessly transferred, ready to go. And if you want to use our service again, things will be super simple next time.

Discover the Insights That Truly Matter!

These real-life experiences offer a glimpse into the world of Manuka Money. Learn first-hand how we've transformed aspirations into reality, providing tailored mortgage solutions and unwavering support.

Frequently Asked Questions

What is a remortgage?

Remortgaging involves switching your existing mortgage to a new deal with a different lender.

It’s important to stress the two part of this: the new deal and the new lender, because the term remortgage is often misused and misunderstood. If you don’t change your lender or the amount you’re borrowing but want to change to a different rate, this is known as a mortgage product transfer. Or if you’re staying with the lender but want to change the deal, this is known as a further advance. It’s the combination of the two changes, the deal and the lender, that’s defined as a remortgage. As a remortgage is a type of mortgage transfer, as you already need to have a mortgage to get a remortgage.

How much can I borrow with a remortgage?

At ManukaMoney.co.uk we offer remortgages that range from £10,000 to £100 million.

Which type of remortgage is best for me?

Finding the perfect remortgage option hinges on your individual circumstances and your anticipation of future mortgage interest rate changes. At Manuka Money, we're delighted to engage in a thorough discussion of your choices.

Consider this as a helpful reminder:

Fixed Rate: Your mortgage rate remains constant for a designated period, shielding you from fluctuations in interest rates, whether they rise or fall.

Tracker Rate: This mirrors the Bank of England base rate during a specified period. For instance, if it's set at 2% above the base rate and the base rate stands at 0.75%, your rate would be 2.75%.

Tracker Rate with Cap: Similar to a tracker, but with an agreed limit on potential increases.

Variable Rate: With a variable rate mortgage, changes are contingent on shifts in the Bank of England's base rate or decisions from the lender itself.

How does a remortgage work?

A remortgage involves settling an existing mortgage using funds from a new one. In essence, your new lender and terms replace the old arrangement. It's important to note that remortgaging doesn't entail obtaining a second mortgage, nor does it necessitate changing your residence. The new mortgage remains secured against the same property you already own.

Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.

Secured Loans have a minimum term of 36 months to a maximum loan term of 360 months. Maximum APRC charged 29%.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.