Comprehensive Critical Illness Cover by Manuka Money!
Ensure your financial security during challenging times with Manuka Money’s Critical Illness Cover insurance service. Protect yourself and your loved ones from the unexpected by choosing a comprehensive plan that offers financial support in the event of critical health issues.
Ensuring Peace of Mind
Critical Illness Cover for Unforeseen Challenges!
Life’s journey is full of uncertainties, and it’s essential to be prepared for whatever may come your way. Manuka Money’s Critical Illness Cover goes beyond conventional insurance, providing you with a comprehensive shield against the financial impact of critical health conditions. Imagine facing a serious illness and not having to worry about the mounting medical bills, loss of income, or the strain it could place on your family’s well-being.
Our Critical Illness Cover is your partner in navigating the unexpected. When you hold this policy, you’re securing more than just financial assistance; you’re securing peace of mind. If the unforeseen occurs, and you’re diagnosed with a critical illness covered by your policy, you’ll receive a lump sum payment. This payment can be used to cover a wide range of expenses, from medical treatments and therapies to mortgage payments, daily living costs, and even travel for seeking specialized care.
What is Critical Illness Cover?
Critical Illness Cover, often referred to as CIC, is a vital insurance designed to provide crucial support during challenging periods of terminal or critical illness. These policies serve as a financial safety net, offering individuals and their loved ones essential assistance when facing serious health conditions. Should you need to make a claim, this policy provides a payment that can be utilized in various ways, from managing daily expenses to relieving the burden of financial responsibilities such as mortgages. Reach out to Manuka Money for comprehensive insights into the diverse range of policies available, helping you choose the coverage that best suits your needs.
Tailored Protection for Your Peace of Mind
At Manuka Money, we understand that every individual and family has unique needs. Our insurance services are designed to offer tailored coverage that fits your situation perfectly.
Experience the Difference with Manuka Money's Customized Insurance Solutions
Rely on Manuka Money's Expertise for Informed and Secure Insurance Choices
Enhance Your Peace of Mind with Manuka Money's Versatile Insurance Plans
Discover the Insights That Truly Matter!
These real-life experiences offer a glimpse into the world of Manuka Money. Learn first-hand how we've transformed aspirations into reality, providing tailored mortgage solutions and unwavering support.
We were introduced to Carl through a mutual friend, who had worked with him prior to him setting up his own company Manuka mortgages. Our initial enquiry and dealings began early in 2022 as we were at the fact finding stage and needed some advice.
Some months later we got back in touch with Carl as we were ready to push the button on a house.
Carl is a delight to work with, he is friendly and approachable (unlike other brokers I have worked with in the past!) he is throughly professional and extremely efficient. We have no hesitation in recommending his services.
— Stephen B. (Homeowner)
I cannot recommend Carl enough! Absolutely fantastic from the start to the finish of us purchasing our house! We are self employed which made it slightly more difficult but nothing was too much trouble, no matter the time of day Carl was there to put our mind at rest and give us great advice. He was honest from the start about all our options and really did his best to help. We will definitely be using Carl again when we remortgage. Such a lovely yet professional man who will absolutely do his best for you!
— Courtney (Homeowner)
I wanted to get a new mortgage with a more competitive rate of interest and was advised to try Manuka Money by a friend. I am so glad I did! The process was painless and quick, with everything laid out in easy to understand terms.
My options and needs were discussed in detail and I can't fault Manuka Mortgages for a single thing. Not only were all options spelled out for me, I was given first hand accounts of experience with each company and advised on the basis of that who would be best to go for. The entire time I was speaking to the same person, I did not feel like I was being passed from pillar to post but was given a bespoke experience.
I will recommend this company to absolutely anyone who asks me for mortgage advice.
— Mr King. (Homebuyer)
Frequently Asked Questions
Why should I consider getting critical illness cover?
In the unfortunate event of a serious diagnosis, your ability to work and your overall financial stability could be impacted. A critical illness cover payout upon diagnosis can provide essential financial support during your recovery period. This payment can help you manage ongoing financial commitments such as mortgages and medical expenses. Our recommended policies offer peace of mind against common health conditions like strokes, cancer, heart conditions, and more. To learn about the specific illnesses covered in our policies, don't hesitate to get in touch with us.
What is the difference between life insurance and critical illness cover?
Life insurance and critical illness cover serve distinct purposes and are two separate types of insurance. While some providers offer combined packages, it's essential to grasp the difference. Life insurance pays out in the event of bereavement, providing support to your loved ones. On the other hand, critical illness cover offers financial protection in case of a serious illness diagnosis. While both policies may offer a lump sum payment, their eligibility criteria and payout conditions can vary.
What Do You Need to Apply for Critical Illness Cover?
When applying for critical illness cover, gather the following information:
- Your medical history, including any current or prior serious illnesses (note that some insurers may exclude illnesses you're already diagnosed with).
- Registered name and address of your attending physician.
- Height and weight measurements.
- Lifestyle details, such as smoking habits.
- Information about medications taken or used within the past five years.
- Details about any existing insurance policy, if applicable.
- Bank account information for policy payment processing upon commencement.
Securing critical illness cover is a proactive step toward safeguarding your financial well-being in times of unexpected health challenges. Contact us today for comprehensive coverage and peace of mind.
Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.
Secured Loans have a minimum term of 36 months to a maximum loan term of 360 months. Maximum APRC charged 29%.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.