Find the Ideal Life Insurance for You!
Discover the perfect life insurance solution that offers peace of mind for you and financial security for your loved ones. Explore tailored options to safeguard your family’s future with confidence.
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Understanding Life Insurance
Ensuring Financial Security for Your Loved Ones!
Life insurance is a pivotal policy that stands as a pillar of financial support for families and loved ones when confronted with the unexpected tragedy of bereavement.
This essential policy extends a helping hand in the form of a lump-sum payment or regular installments during one of life’s most challenging and unimaginable periods. Primarily designed to address everyday financial commitments, it also serves as a means to alleviate debts and liberate individuals from substantial financial obligations, such as mortgages, ensuring that their loved ones can navigate through the aftermath with greater financial stability and security.
Why Choose Manuka Money for Life Insurance?
Engage in a meaningful conversation with our team to address both your family’s and your personal requirements in the event of unforeseen circumstances. Benefit from customized guidance for coverage that aligns precisely with your unique situation and needs. Our policies provide the flexibility of a lump-sum payout or regular installments, ensuring extended protection. Starting at just £3.99 for larger plans, we guarantee the perfect plan tailored to your individual needs and circumstances.”
Tailored Protection for Your Peace of Mind
At Manuka Money, we understand that every individual and family has unique needs. Our insurance services are designed to offer tailored coverage that fits your situation perfectly.
Experience the Difference with Manuka Money's Customized Insurance Solutions
Rely on Manuka Money's Expertise for Informed and Secure Insurance Choices
Enhance Your Peace of Mind with Manuka Money's Versatile Insurance Plans
Discover the Insights That Truly Matter!
These real-life experiences offer a glimpse into the world of Manuka Money. Learn first-hand how we've transformed aspirations into reality, providing tailored mortgage solutions and unwavering support.
We were introduced to Carl through a mutual friend, who had worked with him prior to him setting up his own company Manuka mortgages. Our initial enquiry and dealings began early in 2022 as we were at the fact finding stage and needed some advice.
Some months later we got back in touch with Carl as we were ready to push the button on a house.
Carl is a delight to work with, he is friendly and approachable (unlike other brokers I have worked with in the past!) he is throughly professional and extremely efficient. We have no hesitation in recommending his services.
— Stephen B. (Homeowner)
I cannot recommend Carl enough! Absolutely fantastic from the start to the finish of us purchasing our house! We are self employed which made it slightly more difficult but nothing was too much trouble, no matter the time of day Carl was there to put our mind at rest and give us great advice. He was honest from the start about all our options and really did his best to help. We will definitely be using Carl again when we remortgage. Such a lovely yet professional man who will absolutely do his best for you!
— Courtney (Homeowner)
I wanted to get a new mortgage with a more competitive rate of interest and was advised to try Manuka Money by a friend. I am so glad I did! The process was painless and quick, with everything laid out in easy to understand terms.
My options and needs were discussed in detail and I can't fault Manuka Mortgages for a single thing. Not only were all options spelled out for me, I was given first hand accounts of experience with each company and advised on the basis of that who would be best to go for. The entire time I was speaking to the same person, I did not feel like I was being passed from pillar to post but was given a bespoke experience.
I will recommend this company to absolutely anyone who asks me for mortgage advice.
— Mr King. (Homebuyer)
Frequently Asked Questions
Why Choose Life Insurance?
Life insurance offers vital financial and emotional protection for your loved ones in challenging times. It ensures their well-being even if you're not there to provide for them. Whether you have dependents or financial responsibilities like mortgages and debts, life insurance safeguards their future.
What's Needed for Application?
To apply for life insurance, you'll typically need:
- Your medical history, including serious illnesses
- Family members' health details
- Your doctor's info
- Height and weight
- Medication history in the last 5 years
- Details of existing policies (if any)
- Bank account for payment
Does Life Insurance Pay Out?
Dispelling a common myth, 98% of life insurance claims were paid in 2020 according to the Association of British Insurers, amounting to £3.4 billion. Accurate health disclosure ensures your policy's effectiveness.
Claim Processing Time?
Life insurance claim processing varies but typically takes 30 - 60 days, depending on circumstances.
Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.
Secured Loans have a minimum term of 36 months to a maximum loan term of 360 months. Maximum APRC charged 29%.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.