Enhance Your Home with Ease!

Have grand plans for upgrading your living space but lack the necessary funds? Look no further than a home improvement loan, tailored to provide you with the financial support needed to bring your home improvement dreams to life.

We’re here to save you time and money!

Elevate Your Living Space

Unveiling the Realm of Home Improvement Loans!

A home improvement loan is precisely what it sounds like—a financial solution designed to provide you with the means to undertake various enhancements and upgrades for your home. Whether you’re eyeing minor improvements or embarking on a significant makeover, a home improvement loan serves as your financial ally, empowering you to turn your visions into reality.

Home improvement loans offer the flexibility to match your project’s scale and financial requirements, enabling you to enhance your living space without compromising on your vision or budget.”

Tailored Solutions for Different Projects!

Discover the world of home improvement loans, your gateway to transforming your living space. Whether you’re aiming for small upgrades or embarking on grand renovations, these loans provide the financial foundation to turn your vision into reality.

Small Improvements

If you’re envisioning smaller-scale improvements that don’t require a substantial budget, a personal loan—an unsecured loan with a shorter repayment term—could be an apt choice to cover the costs.

Major Projects

For more substantial and costlier endeavors, such as home extensions or significant renovations, a secured homeowner loan might be a better fit. These loans are secured against your home, often allowing you to access larger loan amounts to execute your ambitious plans.

Explore the Benefits

Comprehensive Benefits of Manuka Money's Secured Loans!


Unlock Financial Flexibility with Borrowing Ranging from £15,000 to 1.5 Million.


Receive a Complimentary Property Valuation.


Say Goodbye to Upfront Fees and Hidden Charges.


Explore Generous High Loan-to-Value Choices.


Access Tailored Solutions for Poor Credit Scores.


Trust in Our Repeatedly Awarded Services at ManukaMoney.co.uk.

Why Opt for a Home Improvement Loan?

Essential Repairs or Renovations

If your home requires urgent repairs or substantial renovations—such as a new roof, central heating replacement, or upgrading double glazing—a home improvement loan can provide the necessary funds to address these crucial needs.

Expanding Your Living Space

Whether you’re envisioning an extension, conservatory, or loft conversion, a home improvement loan is a strategic tool to create more living space, enhancing the functionality and comfort of your home.

Modernizing Outdated Spaces

Outworn kitchens and bathrooms can benefit from a makeover. With a home improvement loan, you can replace appliances, revamp the design, and elevate the aesthetic appeal of your living spaces.

Increasing Property Value

Embarking on improvements before placing your home on the market can significantly enhance its value. By investing in upgrades, you can potentially yield a higher selling price and attract discerning buyers.

We’re here to save you time and money!

Discover the Insights That Truly Matter!

These real-life experiences offer a glimpse into the world of Manuka Money. Learn first-hand how we've transformed aspirations into reality, providing tailored mortgage solutions and unwavering support.

Frequently Asked Questions

Can I use a home improvement loan for any type of renovation project?

Home improvement loans are versatile and can be utilized for various renovation projects. Whether you're aiming to enhance your living spaces, update outdated fixtures, or undertake major structural changes, a home improvement loan can cater to a wide range of renovation needs.

How do interest rates for home improvement loans compare to other types of loans?

Interest rates for home improvement loans can vary depending on factors such as your credit score, loan amount, and repayment term. Generally, home improvement loans often offer more competitive rates compared to credit cards or personal loans due to the secured nature of the loan, which uses your property as collateral.

What if I have a limited credit history or a lower credit score?

While having a strong credit history and higher credit score can positively impact your loan application, it's still possible to apply for a home improvement loan with a limited credit history or a lower credit score. Some lenders offer options specifically tailored for individuals with varying credit profiles. Exploring these options and working with a lending expert can help you find a suitable solution.

Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.

Secured Loans have a minimum term of 36 months to a maximum loan term of 360 months. Maximum APRC charged 29%.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.