Buy-to-let Mortgages Made simple!

Dive into the world of lucrative property investments with Manuka Money’s comprehensive Buy-to-Let mortgage offerings.

Seizing Opportunity

Navigating the World of Buy-to-Let Mortgages with Manuka Money!

Unlock the potential of property investment with Manuka Money’s specialized Buy-to-Let mortgages. Whether you’re an experienced investor expanding your portfolio or a newcomer exploring the world of rental properties, our tailored solutions make the process straightforward and rewarding.

At Manuka Money, we recognise that each property investment is unique. Our team of experts works closely with you to tailor a Buy-to-Let mortgage solution that matches your goals and circumstances. Whether you’re aiming to generate passive income or capitalize on property appreciation, our commitment is to guide you through the intricacies of property investment.

From an award-winning broker

We Rapidly Search Through Thousands of Mortgages to Uncover the Most Competitive Mortgage for Your Circumstances


Expert advice with no upfront fees.


Mortgages from £50,000 to £100 million.


Whole of market access.


Terms from 3 to 40 years.


Adverse and bad credit considered.


Mortgages with 5% deposit available.


Trusted by 100's of homeowners across the UK.

Your Buy-to-let Mortgage in 4 Simple Steps!

Tell us how much you need

Start the application process by completing our simple online form and we can get the process moving.

Confirm its the mortgage for you

Check all the details one final time to make sure you’re really happy with the loan, rate, repayments and that it works for your buy-to-let property.

Chat to the lender

Confirm that you understand the buy-to-let mortgage and its terms. The lender will give you a quick call to make sure. It’s a short chat that protects both parties.

Secure your property

Make your property investment with the mortgage paid directly into your solicitor. Want to use us again? Great news! And next time it’ll be even simpler.

Discover the Insights That Truly Matter!

These real-life experiences offer a glimpse into the world of Manuka Money. Learn first-hand how we've transformed aspirations into reality, providing tailored mortgage solutions and unwavering support.

Frequently Asked Questions

What’s a buy-to-let mortgage?

A Buy-to-Let (BTL) mortgage is a substantial loan designed to finance a property intended for private tenant rental. Unlike a residential mortgage, the property owner won't be residing in the property themselves. Instead, the goal is to generate rental income and potentially capitalise on property value appreciation. Manuka Money offers tailored BTL mortgage solutions to help you navigate this dynamic investment opportunity.

How does it work?

Buy-to-let mortgages, also referred to as buy-to-let loans, function much like standard mortgages in several aspects. Borrowers commit to repaying the loan over a predetermined period, with an understanding of how interest will be calculated. However, there are distinctive differences in how lenders evaluate affordability for buy-to-let mortgages as opposed to mortgages for owner-occupied properties.

Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.

Secured Loans have a minimum term of 36 months to a maximum loan term of 360 months. Maximum APRC charged 29%.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.