Tailored First-Time Buyers Mortgage Solutions!
At Manuka Money, we are your dedicated partner throughout this process, offering expert advice and tailored mortgage solutions to ensure a seamless transition into your new home.
Embark on Homeownership
Empowering First-Time Homebuyers with Expert Mortgage Guidance!
Entering the realm of first-time homeownership is a blend of exhilaration and anticipation. At Manuka Money, we stand by your side throughout this crucial journey, offering guidance from initiation to culmination. Backed by our extensive experience, profound understanding of the mortgage landscape, and robust industry relationships, we ensure that our customers are in capable hands.
Our adept advisors will meticulously lead first-time buyers through the entire process, shedding light on borrowing possibilities and managing the entire mortgage application procedure whilst keeping you updated at every step of the way. Given that a mortgage stands as one of your most substantial financial commitments, trust a Manuka Money advisor to secure the optimal arrangement for you.
Manuka Money’s First-Time Buyers Mortgage Assistance.
Navigating the world of mortgages as a first-time buyer can be both exciting and overwhelming. The path to homeownership is filled with decisions that can greatly impact your financial future. That’s where Manuka Money’s First-Time Buyers Mortgage Service comes in.
Our specialized service is designed to guide and support you through every step of the process, ensuring that your journey into homeownership is smooth and well-informed. We understand that purchasing your first home is a significant milestone, and we’re committed to helping you make the best decisions for your financial well-being.
From an award-winning broker
We Rapidly Search Through Thousands of Mortgages to Uncover the Most Competitive Mortgage for Your Circumstances
Expert advice with no upfront fees.
Mortgages from £50,000 to £100 million.
Whole of market access.
Terms from 3 to 40 years.
Adverse and bad credit considered.
Mortgages with 5% deposit available.
Trusted by 100's of homeowners across the UK.
Discover the Insights That Truly Matter!
These real-life experiences offer a glimpse into the world of Manuka Money. Learn first-hand how we've transformed aspirations into reality, providing tailored mortgage solutions and unwavering support.
Frequently Asked Questions
Can I get a mortgage as a first-time buyer?
Yes, absolutely! Many lenders offer mortgage products specifically designed for first-time buyers. These mortgages often come with favorable terms and conditions tailored to your situation. It's essential to work with a knowledgeable advisor, like Manuka Money, to explore your options and find the right mortgage for your needs.
How much deposit do I need as a first-time buyer?
The required deposit amount can vary, but generally, you'll need to provide at least 5-10% of the property's purchase price as a deposit. However, putting down a larger deposit can often result in more favorable mortgage rates. Our advisors can help you determine the right deposit amount based on your financial situation.
How do I know which mortgage is right for me?
Choosing the right mortgage involves considering factors such as your budget, income, future plans, and risk tolerance. Our First-Time Buyers Mortgage Service includes personalized advice from experts who will assess your financial situation and guide you toward the most suitable mortgage options. We'll explain the differences between fixed-rate, variable-rate, and other mortgage types, helping you make an informed decision
Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.
Secured Loans have a minimum term of 36 months to a maximum loan term of 360 months. Maximum APRC charged 29%.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.